The world has been shocked by the COVID-19 (novel Coronavirus) outbreak and pandemic. To stop the spread of the outbreak, social distancing has been the key. Many states have declared Shelter-In-Place orders. In Indiana, Governor Eric Holcomb issued a Shelter-in-Place…
Owning a small business in America is one of the greatest accomplishments for any person. It takes an enormous amount of courage, effort, discipline, time, and money to start and maintain a successful business. Your Indiana business insurance is just…
The number of options you have when buying insurance may seem overwhelming. You can go online and purchase coverage yourself, contact a captive agent (State Farm, Allstate, Farmers, Farm Bureau, etc), or you can use an independent insurance agent There are…
I have been an insurance agent for 34 years and I have never seen the marketplace more competitive than it is today. There are more outlets to purchase and more coverage options than ever. Of course, this can be both…
Unlike motor vehicle insurance, homeowner’s insurance is not required by law. However, if you purchased your home with a mortgage, your lender likely required you to buy a homeowner’s insurance policy to protect their investment in case of a fire…
A 2014 survey of business leaders found that 71 percent prefer to develop their current employees’ skills and then move them into more-senior rolls versus hiring an external candidate for the same position. There are many reasons why this is…
In light of the Department of Labor’s (DOL) recent changes to overtime pay rules—issued on May 18, 2016—more business owners are concerned about controlling overtime costs. The increase in the minimum salary an employee has to earn in order to…